Emergencies such as accidents or some diseases cannot be prevented, but it is possible to be prepared to face them if they happen. That is what happens with cancer. It is a disease that attacks people without differentiating between their sex, age, economic situation, etc., so preventing it is quite difficult, but people have different tools at hand to know how to act in case it occurs that case.
It is one of the leading causes of death worldwide and Peru is no exception, so putting efforts to be protected is of utmost importance. In this sense, cancer insurance is the ideal tool to achieve it.
Despite this, it is not such a popular product, so many people still doubt whether to acquire it, because they believe that it can be a loss and that this disease will not affect them. However, these are three signs that you should look for in your daily life and that will help you confirm that the time to purchase one of these insurances is today.
You have a family history of cancer
Has any close family member from mom or dad suffered from the disease? Many diseases are hereditary and in the case of cancer, what many manifest is that a generation usually skips, however, this is not always the case. If you know that in your family many people have suffered from this disease, it is better that you start taking action on the matter.
You do not have a very high emergency fund
Some people have the necessary means to deal with this disease without being insured, but that would mean having a very large amount of money available, since treatments can exceed up to one hundred thousand soles. If you do not belong to that group, cancer insurance allows you to access the necessary coverage even for unlimited amounts, joining a monthly payment.
Your family does not have full insurance
If you or your family have any health insurance, you should find out if cancer coverage is included. In many cases, coverage may specify that analysis or tests are included, but not treatments, the most important part. If you don’t have complete protection, it’s time to look for it.
Even if you think that insurance is expensive products, the ideal is that you can compare the alternatives. and see that, depending on your age, you can find products from s / .20 per month.